Why to insure life?

Most important for a man this his own life and health. For that in what that to secure itself a measure and near from an accident a man makes decision to insure itself or near. Insurance can be executed in case of illness, receipt of trauma or death.

All people are death, as it does not sound terrible. Many people it so much worries, and in order that to the near people though as that to keep going, they insure the life. In the cases of death, relatives get the certain sum of money.

Certainly, death it is an extreme case that can happen with insure. Many people insure the children in order that to accumulate money on their full age. On the achievement of child 18 summer age the accumulated money it is possible to take off and give to it adult to the child.

Loss of ability to work too one of types of insurance. If a man works at dangerous work, and the fact of traumatism is great, he insures itself against an accident, if such comes, a man gets some time indemnifications from an insurance company

Life-insurance can be divided by three kinds:
 1. story insurance, it is a type of bank deposit practically. A man pays the certain sum of insurance payment in a year. If on expiration of set time an accident insured did not come, a sum is paid insure exceeding primary on 3 or 5%.

2. risk insurance without accumulation, payment produced in case that an accident insured came. If for a year such case fixed it was not, money burned, and insure gets nothing. It one of the cheapest types of life-insurance.

3. kipp insurance, paid in any the cases, even if an accident insured did not come. Id est you assuredly will get the money back in any the cases.